Flexible Plan Tiers
HMO Plans
Health Maintenance Organizations provide budget-friendly coverage with a dedicated network of local providers and lower out-of-pocket costs.
PPO Plans
Preferred Provider Organizations offer maximum flexibility, allowing your employees to see any doctor or specialist without a referral.
HSA Options
Health Savings Account-compatible plans combine high-deductible coverage with tax-advantaged savings for long-term health planning.
The Jones Advantage
- Simplified Selection: We filter through hundreds of plans to find the perfect fit for your team.
- Expert Compliance: Stay up-to-date with evolving healthcare regulations without the headache.
- Seamless Enrollment: Our team manages point-to-point employee onboarding, ensuring a smooth transition.
- Ongoing Support: We provide year-round advocacy for you and your employees.
Strategic Tax Advantages for Your Business
Providing group health coverage isn't just a commitment to your team—it's a smart financial move. Small and mid-sized businesses can access significant federal tax credits and deductions, reducing the overall cost of premiums while building a more resilient organization.
Elevate your team's value and boost employee retention with premium health benefits that reflect your agency's commitment to well-being.
Request a Group Quote
Provide your business details below, and our specialists will craft a custom insurance proposal tailored to your team's unique health needs.
Coverage FAQs
What is the minimum group size for a health plan?
Generally, a small group health plan requires at least one full-time equivalent employee who is not a spouse or owner. Requirements can vary by state and carrier.
How are group health plan premiums determined?
Premiums are based on the plan type selected, group size, ages of employees, and geographic location. We work to find terms that fit your business budget.
Which employees are eligible for group coverage?
Usually, all full-time employees working 30+ hours per week must be offered coverage. You can also choose to offer it to part-time staff working 20-29 hours.
When can a business apply for group health coverage?
Unlike individual plans, businesses can generally apply for group health insurance at any time during the year, effectively starting on the 1st of any month.